Merchant Cash Advance

A simple way to finance your California business

Speak to a Representative Today!

By clicking “Get Started”, you (i) consent to receiving calls and text/SMS messages, including from an automatic dialing system or other similar system for marketing purposes, from Business Loans California or its agents at the telephone number(s) provided, including your mobile number; (ii) agree to Business Loans California’s Privacy Policy and Terms of Use; and (iii) acknowledge that this represents your electronic signature and understand that you are not required to provide consent in order to obtain a quote or get funding.

Merchant Cash Advance

A simple way to finance your California business

Speak to a Representative Today!

By clicking “Get Started”, you (i) consent to receiving calls and text/SMS messages, including from an automatic dialing system or other similar system for marketing purposes, from Business Loans California or its agents at the telephone number(s) provided, including your mobile number; (ii) agree to Business Loans California’s Privacy Policy and Terms of Use; and (iii) acknowledge that this represents your electronic signature and understand that you are not required to provide consent in order to obtain a quote or get funding.

ABOUT US

Business Loans California is in the business of helping California small businesses. We strive to provide working capital solutions to small businesses in need of financing to sustain or grow their enterprise quick and easy.

Merchant Funding Can Help Your Business Grow

Merchant Funding is Perfect for the following business types:

  • Restaurants/Coffee Shops
  • Retail Stores/Boutiques
  • Medical/Healthcare
  • Automotive
  • Services (i.e. Salons, Hotels, Plumbing etc.)

Merchant Funding Benefits

  • Free, no obligation quote
  • Not set terms
  • No restrictions on use of funds
  • Remittance based on business’s revenue
  • No collateral required
  • Working capital from $5K to $500K

Merchant Funding Can Help Your Business Grow

Merchant Funding is Perfect for the following business types:

  • Restaurants/Coffee Shops
  • Retail Stores/Boutiques
  • Medical/Healthcare
  • Automotive
  • Services (i.e. Salons, Hotels, Plumbing etc.)

Merchant Funding Benefits

  • Free, no obligation quote
  • Not set terms
  • No restrictions on use of funds
  • Remittance based on business’s revenue
  • No collateral required
  • Working capital from $5K to $500K

How to Receive Your Merchant Funding

Simple Application Process

BLCA only require a one-page application along with three months of bank/credit card statements. Once submitted to our office, you’ll will receive your approval status within 72-hours.

Receive Funding - Quick!

Merchant funding is the advance purchase of your business’s future credit card sales. Once you are approved, your funding will be made available to you with no set payment terms.

Payments Based on Your Sales

The remittance of your merchant cash advance, is equivalent to a percentage of your credit card transactions. Therefore, your credit card receivables determines how long it will take to satisfy your financial obligation.

How Merchant Cash Advances Work

Merchant Cash Advance (Merchant Funding) is a holdback percentage of your business’s sales. The set percentage is withheld from your credit card transactions until you completely satisfy your obligation. During your slow months, your payment amount decreases. Many California business owners appreciate this because there is not set payback schedule, giving the the flexibility ensures their cash advance flows with their sales. Naturally, when sales are up, your holdback percentage will be a higher dollar amount.

How to Apply for Merchant Cash Advances

Applying for merchant funding with BLCA is simple! In order to get the approval process started, all we need is our one-page application, three months of credit card statements, and three months of bank statments. We may ask for tax returns, balance sheet or a P&L.

To help move at a quicker pace, we ask that you compile all the documents prior to applying. That way, you will be ready when it is time to process your application!

Merchant Cash Advance Requirement Details

It is important that you understand the merchant funding requrirements prior to applying. Business Loans California have these prerequisites in place so that business owners like yourself can responsibly and effectively utilize our services.

Business Loans California require that your business be up-and-running for at least 3 months prior to receiving a merchant cash advance. Being open for 3 or more months will likely increase the success you have with our merchant cash advance product.

We also require that your business generate $5,000 or more in credit card sales each month. Generating less than $5,000 in credit card transactions each month, may result in a challenge to complete the remittance of a merchant cash advance. We do not want to put you nor the future of your business at risk.

Furthemore, any business we work with cannot have any open bankruptcies or dismissed bankruptcies within the past calendar year. If this applies to you, BCLA encourage you to take care of these issues and reapply once the year has passed.

If you have any questions about our merchant funding, do not hesitate to contact Business Loans California. They will be able to provide you with further direction!

How Merchant Cash Advances Work

Merchant Cash Advance (Merchant Funding) is a holdback percentage of your business’s sales. The set percentage is withheld from your credit card transactions until you completely satisfy your obligation. During your slow months, your payment amount decreases. Many California business owners appreciate this because there is not set payback schedule, giving the the flexibility ensures their cash advance flows with their sales. Naturally, when sales are up, your holdback percentage will be a higher dollar amount.

How to Apply for Merchant Cash Advances

Applying for merchant funding with BLCA is simple! In order to get the approval process started, all we need is our one-page application, three months of credit card statements, and three months of bank statments. We may ask for tax returns, balance sheet or a P&L.

To help move at a quicker pace, we ask that you compile all the documents prior to applying. That way, you will be ready when it is time to process your application!

Merchant Cash Advance Requirement Details

It is important that you understand the merchant funding requrirements prior to applying. Business Loans California have these prerequisites in place so that business owners like yourself can responsibly and effectively utilize our services.

Business Loans California require that your business be up-and-running for at least 3 months prior to receiving a merchant cash advance. Being open for 3 or more months will likely increase the success you have with our merchant cash advance product.

We also require that your business generate $5,000 or more in credit card sales each month. Generating less than $5,000 in credit card transactions each month, may result in a challenge to complete the remittance of a merchant cash advance. We do not want to put you nor the future of your business at risk.

Furthemore, any business we work with cannot have any open bankruptcies or dismissed bankruptcies within the past calendar year. If this applies to you, BCLA encourage you to take care of these issues and reapply once the year has passed.

If you have any questions about our merchant funding, do not hesitate to contact Business Loans California. They will be able to provide you with further direction!

SEE IF YOUR BUSINESS QUALIFIES

Does not affect your credit, 100% no obligation

By clicking “Get Started”, you (i) consent to receiving calls and text/SMS messages, including from an automatic dialing system or other similar system for marketing purposes, from Business Loans California or its agents at the telephone number(s) provided, including your mobile number; (ii) agree to Business Loans California’s Privacy Policy and Terms of Use; and (iii) acknowledge that this represents your electronic signature and understand that you are not required to provide consent in order to obtain a quote or get funding.

SEE IF YOUR BUSINESS QUALIFIES

Does not affect your credit, 100% no obligation

By clicking “Get Started”, you (i) consent to receiving calls and text/SMS messages, including from an automatic dialing system or other similar system for marketing purposes, from Business Loans California or its agents at the telephone number(s) provided, including your mobile number; (ii) agree to Business Loans California’s Privacy Policy and Terms of Use; and (iii) acknowledge that this represents your electronic signature and understand that you are not required to provide consent in order to obtain a quote or get funding.